AKIPTAN
FINANCING & PROGRAMS
Akiptan is a Native American Community Development Financial Institution (CDFI) that provides loans and technical assistance to agriculture producers in Indian country. Akiptan offers a whole suite of services that include financing youth, start ups, operating costs and ownership. Our CDFI takes it a step further and works with the client to assist with technical support as well as provide financial literacy training to help create a knowledgeable borrower.
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FINANCING NOTICE
Akiptan continues to have a record demand of applications and while this means that our style of financing and technical assistance is needed, it is also generating a longer waiting period during the application process. However, our staff is doing the best that they can to process all applications in a timely manner, while also making sure that borrowers continue to receive proper technical assistance and beneficial financing. Please know that the timeline is currently a few months out from application submission to the Loan Committee for review. If you have concerns about the timeline of your application, please reach out to your loan officer or email us at info@akiptan.org.
Climate Smart Pledge
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Native agriculture is largely regenerative by nature. Taking care of our resources so they take care of us is innate in our producers.
Akiptan helps our producers to continue their regenerative practices and empowers producers with their new conservation goals.
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TRADITIONAL LOAN VERSE INTEREST ONLY OPTIONS
Akiptan, being a Native CDFI, has the unique ability to develop loan programs that can truly benefit agriculture producers across Indian country. Akiptan is able to provide a traditional loan where a certain amount of money is borrowed and repaid back over several years. But, Akiptan is also able to provide a loan that allows for upfront capacity growth by “Investing” in your operation with an interest only payment option for several years before repaying the principal. This is what Akiptan calls the "Investment Option." The Interest Only Option was designed to provide an opportunity for initial capacity and development growth for up to five years due to the small, interest only payments. After the five years of investment time is completed, the loan is then switched over to a traditional loan with principal repayment starting.
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Check out this blog that explains the Interest Only Option in more detail HERE.
AKIPTAN TRADITIONAL
LOAN OPTION
AKIPTAN INTEREST ONLY OPTION
To apply, we invite you to complete our online intake form below.
Once the form is completed our Loan Administrator will reach out to you with next steps.
The Intake form helps to Akiptan get to know you and your operation.
PROGRAMS
