AKIPTAN
REPAYMENT STYLES
Akiptan's mission is to transform Native agriculture and food economies
by delivering creative capital, leading paradigm changes, and
enhancing producer prosperity across Indian Country.
LOAN VS INVESTMENT
Akiptan, being a Native CDFI, has the unique ability to develop loan programs that can truly benefit agriculture producers across Indian country. Akiptan is able to provide a traditional loan where a certain amount of money is borrowed and repaid back over several years. But, Akiptan is also able to provide a loan that allows for upfront capacity growth by “Investing” in your operation with an interest only payment option for several years before repaying the principal. This is what Akiptan calls the "Interest Only Option."​
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TECHNICAL ASSISTANCE
Akiptan provides ongoing technical assistance to clients throughout the loan process so that client's can be successful in their operations. Technical assistance takes the business relationship far beyond just a lender and a borrower. With the technical assistance, the lender is not only providing financial advice, but also learning how the client operates. The borrower is not just receiving funds, but also learning on how he/she/they can diversify their operation and/or learn how to do things differently.